Snaplii is one of Canada’s fastest-growing fintech platforms, transforming how people pay, save, and earn rewards. With over $100M in annual transaction volume and 250,000+ users across North America, we deliver unmatched utility and loyalty through a single seamless app. We’ve ranked as high as #5 on the Apple App Store during peak shopping seasons, and consistently remain in the Top 40, driven by a highly engaged, high-retention user base. Snaplii supports 500+ leading brands including Walmart, Amazon, and Esso, with a platform fully built and maintained in-house—engineered to scale and support a growing suite of financial products.

About the Role

Snaplii is seeking a Staff+ Engineer to build and scale core backend systems while leading cross-functional initiatives across Product, Design, and Operations. You’ll own technical direction for key areas, raise the bar through mentoring and reviews, and communicate clearly with both technical and non-technical partners. This is a fast-paced role for someone who thrives under pressure and can drive ambiguous projects to crisp execution.

Responsibilities

• Design, develop, and maintain high-quality Java services and APIs.
• Translate product requirements into scalable architecture, milestones, and delivery plans
• Own reliability: debug complex issues, improve observability, and drive incident follow-ups to prevent recurrence.
• Lead technical planning and execution for cross-functional initiatives with PM, Design, and Operations.
• Set engineering standards through code reviews, documentation, testing practices, and system design guidance.
• Mentor engineers and help level up the team’s execution quality and velocity.
• Quickly ramp on existing systems and contribute across the stack as needed.

Qualifications

• Bachelor’s degree or higher in Computer Science or related field.
• 5+ years of professional experience in Java development.
• Strong expertise in Java programming, including proficiency with generics and lambda expressions.
• Mastery of object-oriented programming principles and design patterns.
• Advanced knowledge of multi-threading and concurrent programming.
• Strong ability to read, analyze, and work with existing source code.
• Expert knowledge of SQL and MySQL.
• Proficiency in Redis and its various use cases.
• In-depth understanding of AWS services.
• Deep knowledge of Docker and Kubernetes.
• Expertise in Spring Boot, Spring MVC, and Spring WebFlux.
• Skilled in implementing unit tests and integration tests to maintain code quality.
• Exceptional ability to communicate and collaborate across departments.
• proven ability to influence without authority, align stakeholders, and drive projects end-to-end.
• Adaptability to quickly learn new technologies and embrace diverse technical stacks.
• Strong problem-solving skills with a proactive approach to handling challenging tasks.

Required Skills

• Strong expertise in Java programming, including proficiency with generics and lambda expressions.
• Mastery of object-oriented programming principles and design patterns.
• Advanced knowledge of multi-threading and concurrent programming.
• Strong ability to read, analyze, and work with existing source code.
• Expert knowledge of SQL and MySQL.
• Proficiency in Redis and its various use cases.
• In-depth understanding of AWS services.
• Deep knowledge of Docker and Kubernetes.
• Expertise in Spring Boot, Spring MVC, and Spring WebFlux.
• Skilled in implementing unit tests and integration tests to maintain code quality.
• Exceptional ability to communicate and collaborate across departments.
• Adaptability to quickly learn new technologies and embrace diverse technical stacks.
• Strong problem-solving skills with a proactive approach to handling challenging tasks.

Preferred Skills

• Demonstrated ability to take ownership of complex projects and drive them to completion.
• Experience in a startup environment or a high-pressure, fast-paced workplace.
• Familiarity with debugging tools and techniques.

Compensation Package:

• Base Salary: Up to $180,000
• Equity: Significant stock options grant (Targeting 1x of base salary value)
• Bonus: Up to $100,000
• Total Compensation: Up to $300,000+ for top-tier candidates.

Department: Risk & Payments

Compensation: $150K–$200K

About the Role
We are seeking a strategic and data-driven fraud and risk leader to join our Risk & Payments team. This role will shape and implement cutting-edge risk strategies that drive sustainable growth, minimize losses, and enhance the customer experience. The ideal candidate has direct experience in payment fraud detection and prevention, with the ability to spot fraudulent transactions and translate fraud patterns into scalable, data-driven solutions. This role requires a balance of hands-on fraud investigation, SQL-driven analytics, and collaboration with product and engineering teams to design and implement automated fraud controls.

Key Responsibilities

• Lead the end-to-end development and execution of financial risk strategies—from opportunity identification to design, testing, launch, and post-production performance monitoring.

• Identify, investigate and monitor fraudulent or anomalous activity, including isolating and quantifying specific trends driving changes to fraud and payment patterns

• Analyze internal and external data and produce authoritative reports and root-cause analysis on fraudulent activities and chargebacks

• Experienced in collaborating with engineers and product managers to successfully deploy fraud prevention solutions that balance growth with risk control.

• Act as a liaison between the company and payment processors/vendors, with strong communication skills to speak the industry language, manage vendor relationships, and ensure effective alignment on fraud and risk management.

Qualifications

• The ideal candidate is an accountable and resilient team-player who brings a combination of business instincts, technical skills and raw analytical horsepower necessary to support the rapid growth of Snaplli’s business.

• At least 5 years of professional experience; Minimum 3 years in a fraud-related role; Minimum 1 year in the payments industry.

• Experience working with variety of payment methods in multi-currency environment ideally in e-commerce or related industry.

• Strong data modeling skills (3+ years): hands-on experience building fraud detection models, user behaviour scoring systems, and transaction anomaly detection models, including feature engineering, model training, evaluation, and deployment.

• Proven ability to investigate and identify fraudulent activities, including hands-on experience with transaction reviews and fraud case analysis.

• Ability to integrate models with risk systems to enable automated, model-driven fraud prevention workflows.

• Proficiency with machine learning frameworks (Python or R with Sklearn, XGBoost, LightGBM, etc.) and prior experience deploying models into production environments.

• SQL proficiency (must-have) — able to independently query and analyze large datasets. Python (good-to-have).

• Previous experience as a Fraud Analyst, Risk Analyst, Operations Specialist, Data Scientist, or Product Manager. Bachelor’s degree in Engineering, Computer Science, Statistics, Finance, or a related analytical/technical field.

• Strong problem-solving skills and reverse-engineering thinking, with the ability to anticipate and predict potential risks from a fraudster’s perspective.

• Proficiency in Mandarin Chinese is an asset.
  
  

Why Join Us
About Snaplii
Snaplii is one of Canada’s fastest-growing fintech platforms, transforming how people pay, save, and earn rewards. With over $100M in annual transaction volume and 250,000+ users across North America, we deliver unmatched utility and loyalty through a single seamless app.

We’ve ranked as high as #5 on the Apple App Store during peak shopping seasons, and consistently remain in the Top 80—driven by a highly engaged, high-retention user base. As the most payment-flexible platform in the space, Snaplii supports a wide range of digital payment methods and partners with 400+ leading brands, including Walmart, Amazon, and Esso.

Our platform is fully built and maintained in-house—engineered to handle complex payment flows, scale with demand, and support a growing suite of financial products. We’re actively expanding into new digital finance offerings to help users create, manage, and grow value in their everyday lives.

Join us as we shape the future of everyday spending.

Key Responsibilities

• Lead the end-to-end development and execution of financial risk strategies—from opportunity identification to design, testing, launch, and post-production performance monitoring.

• Identify, investigate and monitor fraudulent or anomalous activity, including isolating and quantifying specific trends driving changes to fraud and payment patterns.

• Analyze internal and external data and produce authoritative reports and root-cause analysis on fraudulent activities and chargebacks.

• Experienced in collaborating with engineers and product managers to successfully deploy fraud prevention solutions that balance growth with risk control.

• Act as a liaison between the company and payment processors/vendors, with strong communication skills to speak the industry language, manage vendor relationships, and ensure effective alignment on fraud and risk management.

Qualifications

• The ideal candidate is an accountable and resilient team-player who brings a combination of business instincts, technical skills and raw analytical horsepower necessary to support the rapid growth of Snaplli’s business.

• Minimum 5 years of professional work experience; Minimum 3 years in a fraud-related role; Minimum 1 year in the payments industry.

• Experience working with various payment methods in multi-currency environments, ideally within e-commerce or related industries.

• Proven ability to investigate and identify fraudulent activities, including hands-on experience with transaction reviews and fraud case analysis.

• Strong data modeling skills (3+ years): hands-on experience building fraud detection models, user behaviour scoring systems, and transaction anomaly detection models, including feature engineering, model training, evaluation, and deployment.

• Ability to integrate models with risk systems to enable automated, model-driven fraud prevention workflows.

• Proficiency with machine learning frameworks (Python or R with Sklearn, XGBoost, LightGBM, etc.) and prior experience deploying models into production environments.

• SQL proficiency (must-have) — able to independently query and analyze large datasets. Python (good-to-have).

• Previous experience as a Fraud Analyst, Risk Analyst, Operations Specialist, Data Scientist, or Product Manager. Bachelor’s degree in Engineering, Computer Science, Statistics, Finance, or a related analytical/technical field.

• Strong problem-solving skills and reverse-engineering thinking, with the ability to anticipate and predict potential risks from a fraudster’s perspective.

• Proficiency in Mandarin Chinese is an asset but not required.

We are looking for a Financial Product Manager who truly understands how money is stored, moved, and spent—and can translate that understanding into a compliant, scalable product system.

In this role, you will own Snaplii’s next-generation wallet/balance products (Wallet 2.0) and core payments architecture across Canada and the United States. You will design the end-to-end user money flow—from funding to spending to retention—while optimizing payment costs and enabling future cross-border and stablecoin payment capabilities.

What You’ll Own (Key Responsibilities)

1) Wallet / Balance Product Design (Canada & US)

You will lead the product design and execution of Snaplii’s wallet-like balance product (similar to a high-yield wallet / stored value account), including:

• End-to-end user flows: top-up, spend, hold, transfer, withdrawal constraints
  
  

• Reward/interest/earnings experience: calculation rules, display logic, user transparency
  
  

• Clear product boundaries under Canadian & US regulatory frameworks
  
  

• Role definitions across stakeholders: Snaplii vs custodian/trust/issuer/payment partners
  
  

• Designing money movement logic that increases retention, improves success rate, and supports future expansion
  
  

2) Compliance-by-Design Product Development

Partner closely with Legal, Compliance, and Banking/Custody providers to translate regulatory requirements into executable product logic, including:

• KYC/KYB and identity requirements
  
  

• Funds segregation / safeguarding principles
  
  

• Account type / balance restrictions and transaction limitations
  
  

• Monitoring, exceptions, and user-facing constraints designed for compliance-first scale
  
  

3) North America Payments Architecture

Build deep product-level understanding and participate in designing these payment rails and their user-facing integration:

• Pay-by-Bank / A2A / Real-time payments
  
  

• Card payments (Visa / Mastercard) including concepts such as 3DS, dispute & chargeback, liability shift, MCC, authorization behavior, and settlement constraints
  
  

4) Payment Cost Optimization & Unit Economics

Work with Risk and Finance to optimize payment cost structure and protect margins:

• Improve blended payment costs and steer users toward lower-cost payment paths
  
  

• Reduce chargeback exposure through risk-aware product design
  
  

• Design incentives and UX mechanisms that balance conversion, cost, and experience
  
  

• Build frameworks and decision models to align product growth with sustainable unit economics
  
  

5) (Bonus) Cross-border & Future Payments Enablement

Support Snaplii’s longer-term strategy around cross-border and stablecoin-powered payments:

• Understand how USDC/USDT can enable real-world consumer spending in North America
  
  

• Explore Snaplii’s potential role as the “last-mile consumer spending layer”
  
  

You don’t need to be a crypto trader.
But we do expect a practical understanding of where stablecoins create real value in payment flows.

What We’re Looking For

Must-Have

• 5+ years of experience in fintech product, payments, or wallet/stored value products
  
  

• Hands-on experience building or operating wallet/payment products in Canada and/or the US
  
  

• Deep understanding of at least 2 of the following domains:
  
  

• Wallet / stored value / balance products
  
  

• Bank-to-bank payments (A2A, RTP, EFT, ACH)
  
  

• Card payment networks (Visa/Mastercard) including disputes, risk, chargebacks
  
  

• Strong capability to work with and influence cross-functional partners: Legal, Compliance, Banking/Custody, PSPs
  
  

• Ability to simplify complex financial/regulatory requirements into clear product specs and scalable systems
  
  

Nice-to-Have

• Experience partnering with custodian banks, trust accounts, issuers, PSPs
  
  

• Familiarity with MSB / PSP registration-related product design
  
  

• Proven track record launching compliant wallet/balance products from pilot to scale
  
  

• Practical understanding of cross-border payments / stablecoin rails / PayFi
  
  

• Experience building products 0→1 or scaling from compliance-constrained MVP to mass adoption
  
  

Compensation

• Base salary: up to $180K

• Performance bonus: 20–25% of base

• Equity: $50K/year in RSUs or options

Base location:

• San jose us (remote)

Travel: Monthly travel to Toronto during the first three months.

—----

About Snaplii

Snaplii is one of Canada’s fastest-growing fintech platforms, transforming how people pay, save, and earn rewards. With over $100M in annual transaction volume and 200,000+ users across North America, we deliver unmatched utility and loyalty through a single seamless app.

We’ve ranked as high as #5 on the Apple App Store during peak shopping seasons, and consistently remain in the Top 40, driven by a highly engaged, high-retention user base. Snaplii supports 500+ leading brands including Walmart, Amazon, and Esso, with a platform fully built and maintained in-house—engineered to scale and support a growing suite of financial products.

Why Join Us

• High-Growth Environment – Be part of a fintech reshaping everyday spending in North America.

• Impactful Work – Your strategies directly drive acquisition and growth.

• Collaborative Team – Work with a founding team with 10+ years in payments and fintech.

• Career Growth – Take ownership, lead initiatives, and grow alongside Snaplii.

Global Vision – Help build the next-generation digital wallet with global reach.

Snaplii offers immigration support for qualified candidates, including pathways to work permits and permanent residency.

About the Role

We are seeking a resourceful, high-EQ Executive Assistant to partner with our CEO and keep the engine running smoothly in a high-growth (pre-IPO) fintech environment. You will orchestrate complex calendars, prioritize time ruthlessly, prepare agendas/briefs, capture decisions and action items, coordinate travel and expenses, and serve as a trusted gatekeeper with impeccable judgment and confidentiality. You’ll also drive follow-through across teams turn recurring work into clean checklists/notes/templates and ensure nothing falls through the cracks.

Qualifications

• 0–2 years in EA/administrative/operations roles (exceptional new grads welcome).
• Communication: Clear, concise written & verbal English & Mandarin; can draft executive-level emails and summaries.
• Professional presence: Polished, discreet, and calm under pressure; strong stakeholder management.
• Organization & tools: Expert with Google Workspace/Calendar, Slack, and docs; fast with meeting notes, action logs, and task trackers (Notion/Confluence/Sheets).
• Execution mindset: High diligence, ownership, and reliability; excellent prioritization and time management.
• Nice to have: Experience handling complex calendars, travel logistics, expenses, and board/leadership meetings.

What You’ll Do

• Own the CEO calendar: schedule, sequence, and protect time; resolve conflicts across time zones and priorities.
• Run meetings end-to-end: prep agendas/briefs, document decisions, track actions, chase deadlines, and circulate clean notes.
• Travel & expenses: coordinate domestic/international travel, visas, itineraries; submit and reconcile expenses on time.
• Inbox & stakeholder comms: draft emails, coordinate with internal teams and external partners; uphold confidentiality.
• Projects & events: support exec initiatives, on-sites, investor/partner meetings, and light ops tasks to keep momentum.

Who You Are

• High EQ, high integrity: trustworthy, discreet, and proactive; anticipates needs.
• Structured & logical: simplifies complexity into clear next steps and repeatable checklists.
• Outcome-driven: moves priorities forward and closes the loop—no loose ends.
• Collaborative: works seamlessly with leadership and cross-functional teams to deliver fast, high-quality execution.

Why Join Us - About Snaplii

Snaplii is one of Canada’s fastest-growing fintech platforms, transforming how people pay, save, and earn rewards. With over $70M in annual transaction volume and 200,000+ users across North America, we deliver unmatched utility and loyalty through a single seamless app.

We’ve ranked as high as #5 on the Apple App Store during peak shopping seasons, and consistently remain in the Top 80—driven by a highly engaged, high-retention user base. As the most payment-flexible platform in the space, Snaplii supports a wide range of digital payment methods and partners with 400+ leading brands, including Walmart, Amazon, and Esso.

Our platform is fully built and maintained in-house—engineered to handle complex payment flows, scale with demand, and support a growing suite of financial products. We’re actively expanding into new digital finance offerings to help users create, manage, and grow value in their everyday lives.

Join us as we shape the future of everyday spending.

Snaplii is one of Canada’s fastest-growing fintech platforms, transforming how people pay, save, and earn rewards. With over $70M in annual transaction volume and 200,000+ users across North America, we deliver unmatched utility and loyalty through a single seamless app.

We’ve ranked as high as #5 on the Apple App Store during peak shopping seasons, and consistently remain in the Top 80—driven by a highly engaged, high-retention user base. As the most payment-flexible platform in the space, Snaplii supports a wide range of digital payment methods and partners with 400+ leading brands, including Walmart, Amazon, and Esso.

Our platform is fully built and maintained in-house—engineered to handle complex payment flows, scale with demand, and support a growing suite of financial products. We’re actively expanding into new digital finance offerings to help users create, manage, and grow value in their everyday lives.

Join us as we shape the future of everyday spending.

Key Responsibilities

1. Own PSP and Bank Relationships

• Build and maintain strong working relationships with key acquiring banks, PSPs (e.g. PaySafe, Stripe, Nuvei), and card networks.
• Act as the primary point of contact for escalations, pricing reviews, integration matters, and compliance alignment.
• Coordinate onboarding of new processors or banking partners across multiple regions.

2. Drive Commercial and Compliance Discussions

• Lead contract negotiations, fee structures, and volume-based pricing discussions.
• Collaborate with Compliance and Legal teams to ensure all offerings meet regulatory and bank partner requirements.
• Help shape product go-to-market strategies by balancing innovation with partner constraints.

3. Cross-functional Execution

• Work with Product, Engineering, Risk, and Compliance to ensure technical integration and business logic aligns with partner policies.
• Monitor and analyze payment data and success rates to drive improvements.
• Stay informed on regional payment trends, scheme mandates, and emerging threats (e.g. chargeback rules, network changes).

4. Strategic Expansion

• Identify and evaluate new partnership opportunities, including regional PSPs, local acquirers, or alternative payment methods.
• Support market expansion by navigating regulatory/partner entry requirements.

Qualifications

• 5–10 years of experience in payments, fintech, or banking, with a focus on partner-facing roles.
• Strong understanding of Visa, Mastercard, Amex, Discover network rules, interchange, chargebacks, and compliance frameworks.
• Proven track record of working with payment processors, acquirers, gateways, and card schemes in North America.
• Direct experience optimizing payment success rates / authorization performance with measurable business impact.
• Strong network of industry contacts (banks, processors, card networks, fintechs).
• Familiarity with fraud prevention, tokenization, 3DS, network tokenization, and PCI compliance.
• Proven ability to negotiate commercial agreements, ideally with PSPs or acquiring banks.

Preferred Background

• Experience at a PSP, payment processor, acquiring bank, or card scheme.
• Hands-on experience with cross-border payments, stored value products, or alternative payment methods (APMs).
• Prior experience at payment networks (Visa/Mastercard/Amex), major acquirers/processors (e.g., Fiserv, Global Payments, Adyen, Stripe, Worldpay).
• Experience launching cross-border payment solutions or optimizing authorization/settlement performance.
• Exposure to crypto, digital wallets (Apple Pay, Google Pay), or alternative payment methods is a plus.
• Knowledge of North American regulatory frameworks (e.g. PCMLTFA, FINTRAC, MSB licensing).

We are an innovative startup seeking a highly skilled and adaptable Senior Java Developer to join our dynamic team. In addition to developing robust and scalable software solutions, this role requires providing technical support to other departments. You will need to thrive in a fast-paced environment, handle high-pressure situations, and align with the tight schedules of a growing company.

If you are a critical thinker, capable of designing and implementing complex systems, rapidly learning new technologies, and effectively collaborating across departments, we’d love to hear from you.

Key Responsibilities

• Design, develop, and maintain high-quality Java applications.
• Provide technical support to various departments, ensuring smooth cross-departmental communication.
• Debug and resolve complex bugs efficiently, ensuring the system runs reliably.
• Write, review, and maintain comprehensive technical documentation.
• Conduct and optimize unit and integration testing to ensure robust software quality.
• Quickly onboard existing projects or tasks, ensuring seamless transition and continuity.
• Stay updated with new tools, technologies, and best practices, adapting to evolving technical landscapes.

Qualifications

• Education: Bachelor’s degree or higher in Computer Science or related field.
• Experience: 5+ years of professional experience in Java development.
• Programming Skills:
• Strong expertise in Java programming, including proficiency with generics and lambda expressions.
• Mastery of object-oriented programming principles and design patterns.
• Advanced knowledge of multi-threading and concurrent programming.
• Strong ability to read, analyze, and work with existing source code.
• Database: Expert knowledge of SQL and MySQL.
• Technologies:
• Proficiency in Redis and its various use cases.
• In-depth understanding of AWS services.
• Deep knowledge of Docker and Kubernetes.
• Frameworks: Expertise in Spring Boot, Spring MVC, and Spring WebFlux.
• Testing: Skilled in implementing unit tests and integration tests to maintain code quality.

Preferred Skills

• Experience in a startup environment or a high-pressure, fast-paced workplace.
• Familiarity with debugging tools and techniques.
• Demonstrated ability to take ownership of complex projects and drive them to completion.